$75 Costco Gift Cards For Purchase | Access to Warehouse & Online Deals for All
How To Use $75 Costco Gift Cards For Purchase?
1. Activation (If Required)
If you received the card as a gift, you may need to activate it first.3 The activation instructions will be included with the card (either printed on the packaging or in the e-gift email).4
You typically need the card’s 16-digit number and sometimes the last four digits of the member’s number who bought it.5
You can check the balance or activate at the official Costco Shop Card balance check page.6
2. Where You Can Use the $75
Your Shop Card acts as a payment method and, for non-members, as a form of entry.7
| Location | Member Use | Non-Member Use |
| Costco Warehouse (In-Store) | Yes (As payment at checkout) | Yes (Grants entry and is used for payment) |
| Costco Gas Station | Yes (Physical Shop Cards only) | Yes (Physical Shop Cards only) |
| Costco Food Court | Yes | Generally No (Some locations are stricter than others, but policy often excludes Shop Cards here). |
| Costco.com (Online) | Yes (As payment at checkout) | No (Non-members must pay a 5% surcharge and cannot use the card online). |
3. Using the Card In-Warehouse8
This is the primary way the card is used, especially by non-members.
Entry: When you arrive at the warehouse entrance, present the Shop Card (physical card or digital barcode on your phone) to the employee checking membership.9 The Shop Card acts as your temporary access pass.
Shop: Do your shopping.
Checkout: When you check out, swipe or present the Shop Card to the cashier for payment.10
Complete Transaction:
If the total is $75 or less: The purchase is covered, and the remaining balance stays on the card.
If the total is more than $75: The full $75 will be used, and you must pay the remaining balance. Non-members must pay the excess using cash, debit, or MasterCard (Costco’s accepted credit card network).11
4. Important Restrictions for Non-Members
If you are not a Costco member, keep these rules in mind:
Payment Limits: If your purchase exceeds $75, the remaining balance can only be paid by cash, debit card, or a Visa-branded credit card (in the US) or MasterCard (in Canada).
No Reloading: Only a current Costco member can reload or increase the $75 balance on your Shop Card.12
Balance: Be sure to check your balance online or at a service counter before your next visit, as the card will only grant access if it has a remaining balance.
